Professional Liability Insurance (Errors & Omissions): Also known as errors and omissions (E&O) insurance, this coverage protects inside sales staff against claims of negligence, errors, or omissions in the services they provide to clients. It covers legal fees, settlements, and damages if a client alleges that the inside sales staff's advice or actions caused financial harm or dissatisfaction. General Liability Insurance: General liability insurance provides coverage for bodily injury and property damage that may occur while inside sales staff are performing their duties. It protects against claims from clients, customers, or third parties who suffer injuries or property damage as a result of the sales process. Cyber Liability Insurance: Cyber liability insurance protects against data breaches, cyberattacks, and other cyber risks that could compromise sensitive customer information stored electronically. Inside sales staff often handle customer data, making this coverage essential for protecting against potential liabilities associated with data breaches. Business Interruption Insurance: Business interruption insurance provides coverage for lost income and ongoing expenses if the business is temporarily unable to operate due to a covered event, such as a fire, natural disaster, or other disruptive event. It helps cover fixed costs such as salaries, rent, utilities, and other expenses during the period of interruption. Employment Practices Liability Insurance (EPLI): EPLI protects the company against claims of employment-related misconduct, such as discrimination, harassment, wrongful termination, or wage disputes. This coverage is essential for mitigating the legal and financial risks associated with employee lawsuits, including those involving inside sales staff. Directors and Officers Insurance (D&O): D&O insurance protects the personal assets of the company's directors, officers, and executives against claims of wrongful acts or management decisions. This coverage is particularly important for protecting leadership personnel from personal liability in lawsuits related to company decisions.