General Liability Insurance: This type of insurance provides coverage for bodily injury and property damage that may occur during cleaning services. It protects against claims from clients or third parties who suffer injuries or property damage as a result of the cleaning work. Workers' Compensation Insurance: If the cleaning business employs other individuals, such as cleaners or janitors, workers' compensation insurance is typically required by law. It provides coverage for medical expenses, lost wages, and disability benefits if an employee is injured or becomes ill while performing job duties. Commercial Auto Insurance: If the cleaning business owns vehicles used for business purposes, such as transporting equipment or traveling to client locations, commercial auto insurance provides coverage for liability, property damage, and injuries resulting from accidents. Property Insurance: Property insurance protects the physical assets of the cleaning business, including equipment, supplies, and vehicles, against damage or loss due to events such as fire, theft, vandalism, or natural disasters. Business Interruption Insurance: This insurance provides coverage for lost income and ongoing expenses if the cleaning business is temporarily unable to operate due to a covered event, such as a fire or natural disaster. It helps cover rent, utilities, salaries, and other fixed costs during the period of interruption. Cyber Liability Insurance: If the cleaning business stores sensitive client information electronically, such as appointment schedules or payment details, cyber liability insurance protects against data breaches, cyberattacks, and other cyber risks. Professional Liability Insurance: Also known as errors and omissions insurance, this coverage protects against claims of negligence, errors, or omissions in providing cleaning services. It can cover legal fees and damages if a client alleges that the cleaning work caused harm or dissatisfaction. Crime Insurance: Crime insurance protects against losses resulting from crimes such as theft, burglary, or employee dishonesty. It provides coverage for financial losses and legal expenses if the cleaning business is victimized by criminal activities. Employment Practices Liability Insurance (EPLI): EPLI protects against claims of employment-related misconduct, such as discrimination, harassment, wrongful termination, or wage disputes. It provides coverage for legal fees, settlements, and damages if an employee alleges unfair treatment or violations of employment laws. Business Owner's Policy (BOP): A BOP combines several types of insurance coverage into a single package designed for small businesses, such as cleaning companies. It typically includes general liability, property insurance, and business interruption coverage, offering convenience and cost savings compared to purchasing individual policies separately